Home Equity Line Of Credit (HELOC)
Bridge Loans
Draw Against The Equity In Your Home As You Need It
Owner-occupied and second homes. Investment-property cash-out is a bridge loan
Primary residence Single-family homes you live in Townhomes and condos (owner-occupied) Sufficient equity after the first mortgage Title in the borrower's name
Second homes Vacation or seasonal homes Not a primary residence, still owner-used Need cash-out on an investment property? Use a bridge loan Need a short-term investor close? Use a bridge loan
When a HELOC Fits
A home equity line of credit lets you borrow against equity, draw as needed, and only pay interest on what you use.
Home improvement
Renovate, repair, or add on without taking a lump-sum second mortgage. Draw for contractors as work is done.
Keep your first mortgage
A HELOC sits in second position so you can tap equity without refinancing a low-rate first mortgage.
Business or personal use
Use the line for working capital, education, medical bills, or consolidating higher-rate debt — you control when you draw.
Standby liquidity
Keep a revolving line in place for opportunities or emergencies without paying interest until you actually draw.
Get Pre-Qualified For HELOC Or Bridge Loan In Minutes.
