Start Making Money! Unsecured Loans Affiliate Referral Program – Earn An Extra $100 to $20,000 per month! Just refer clients that need unsecured start up loans, commercial real estate financing, accounts receivable financing, business cash advance, unsecured small business loans, personal credit lines, government guaranteed sba 7(a), sba 504 loans, working capital, equipment leasing financing, construction loans, business consolidation loans, trade capital, import, export finance, freight bill finance, purchase order financing. We do all the work. You Get Paid!
Pages
- Home
- About Biz Finance Site
- Startup Funding
- Business Lines Of Credit
- Merchant Revenue Cash Advance
- SBA Loan
- Credit Cards, Loans & Tradelines
- FREE Credit Repair Consultation
- Real Estate Fix Flip Funding
- Raise Startup Capital
- FREE Personal & Business Credit Scores
- Get Up To $20K Business Funding In Minutes
- EIN Business Credit Building
- 0% Startup Funding & Credit
- 401K Startup Business Funding
Unsecured Bad Credit Personal Loans
Tuesday, December 15, 2015
Loans Affiliate Programs – Broker Referral Opportunity – Unsecured Small Business Loans – Working Capital – SBA Guaranteed Commercial Mortgage Financing – Work From Home – Personal Credit Lines – Make Money – America Funding Lending
Monday, December 14, 2015
How to Get Your Government Grant Fast For a New Business
There are many grants that are offered by the federal government that can help you turn your business idea into a money-making business. No matter what type of business you would like to open, there is probably a federal government grant that can help you turn the key to your new business opportunity.
Your Business Plan
The first step in obtaining your new federal government grant to start your business is to create an effective business plan that explains in detail the intricacies of your new business. You will need to create both a start-up and operational budget that will give you a rough estimate of the amount of funding that you will require to get your business up and going, and how much money your business will require to be operational during the first formative years of the business.
Drawing Up A Budget
Your budget should allow for expenditures such as purchasing or leasing property or a building that you will use as headquarters for the business; the purchase of fixtures, such as shelving, displays, office furniture, computer equipment and other hardware; remodeling or renovation of the premises, including any additions that you will have to construct or add on to the existing facility; purchase of any company vehicles that you will need for business use; purchase of inventory or equipment; an allotment for advertising and publicity to promote the business and draw in customers and clients; and money to train employees and pay salaries or wages. Make a reasonable and customary estimation of the amount of funding that will be required for each item on your budget, and also note where you plan to purchase each.
Once you have established your budget, you will have a clearer picture of how much money you will need for the start-up phase, opening, and operational phases of your business. Having a reliable figure to work for will assist you once you decide which grant or grants you want to apply for.
Where To Look For Grants
All federal government grants are cataloged in a free publication entitled the Catalog of Federal Domestic Assistance (CFDA), which is available by request from the federal government. You can also download this catalog online.
Browse the CFDA for potential grants that your business might qualify. You can search by keyword, federal agency, and by other search criteria. Once you have identified the grant(s) you find interesting, study the grant eligibility requirements. Take care to make sure you or your business idea qualifies for the grant before you spend time writing the application.
Some federal government grants require you to first begin with your local or state government agencies before moving on to federal branches of the agency that distributes certain grants. Study similar funded projects to see how your business idea compares to those that have won grant funding. Make special notation of any post assistance requirements that may be attached to the grant you are applying for. If there are special records you must keep, reports you are required to submit, or audits by the issuing agency, you need to be aware of these contingencies in advance, so that you can prepare well for them.
Applying For Your Grant
Once you have decided that the grant you have researched is the right one for you, you will need to contact the agency to request a grant application. Oftentimes, the application is available in a PDF format for you to download and print. Complete all aspects of the application and submit the application to the appropriate agency. If there is a deadline for submission, be sure to note the date so that your application can be considered timely.
Tuesday, December 1, 2015
How To Get A Personal Loan For A Business Start Up
When you have that great idea for a new business, and have the plans worked out, all you need now is the financing and you can get started. Finding financing, however, especially for a new business, can be difficult because lenders have seen many businesses come and go, and may be more than a little reluctant. Another way to get the financing you need, though, would be to get a personal loan. A personal loan can be rather easily obtained and you can get them in large or small sizes.
Personal loans can be obtained for a value of more than $200,000. Of course, they will not lend this much to just anyone, but if you have a good credit rating and a regular strong income, then you could get a lot of money for your business startup. Lenders, however, may want to see a track record of repayment, and you may need to start with a smaller loan from them and work your way up to a larger loan.
These loans come in both secured and unsecured loans. Secured loans means you need to put a house or a car onto the loan as security. For a new business, though, you may want to think this through very carefully because, if you cannot pay the lender - you may lose the house, too. A secured loan will give you better options and terms than an unsecured loan.
Unsecured personal loans do not require that you place anything as collateral for it. Because the lender is at a greater risk, though, you need to be aware that they charge more. That means you will pay a higher interest rate, get a smaller amount, and have less time to pay it back.
Personal loans are based on your credit report. This means it could really help you if you get a copy of your credit report before applying for a personal loan and verify that there are not any mistakes in reporting on it. Mistakes are common, and it can effect the terms of your loan - especially if there are some negative things involved.
Although a personal loan is one way that you could get money for your new business startup there are also other ways available that you may want to look into. One of these could be a home equity loan that will give you the lowest interest rate, but again, your home is tied up into the transaction. Be careful. Other ways include special business start up loans, which will require a thorough business plan and a lot of financial details. If you want something quick, though, a personal loan without any security will be the fastest way to go.
Getting any loan means that you should shop around first, and then sign after you are sure it is a good deal. By using the Internet, you can easily get several online quotes for your personal loan in a very short time. Take the time to compare things like interest rates, length of time that you have to repay the loan, and how much money you can get. You will want to consider the overall costs, too, in the event you get any other kind of loan.